Bankruptcy

When considering filing for bankruptcy in Iowa, one will likely encounter the means test. This financial evaluation determines whether individuals qualify for Chapter 7 or Chapter 13 bankruptcy. If you are planning to use bankruptcy as a debt relief option,...

You might see bankruptcy as your ticket to financial freedom. While it can eliminate credit card bills and medical debt, certain obligations will follow you even after filing. The law keeps specific debts on your shoulders for important public policy reasons. To...

The headache and stress of dealing with debt collectors is exhausting and frustrating. Fortunately, this harassment must stop if you decide to file bankruptcy. Bankruptcy provides immediate protection from collection agencies and creditors. Regardless of whether you...

Debt can feel like a mountain on your shoulders, but you may worry that you will lose your home if you seek relief through bankruptcy. Fortunately, bankruptcy is not meant to be a punishment but instead an opportunity to start new. Part of that means allowing you to...

You may not have heard about the so-called 341 meeting, but this is a stopping point on the road to a debt-free future. The 341 meeting is another name for the meeting of creditors. What should you expect when you walk through the door? 341 meeting basics If you file...

You have significant debt and you struggle to pay your bills each month. While you have considered a bankruptcy filing, you have concerns about the negative impact of bankruptcy on your credit score.  In fact, sometimes bankruptcy may actually increase your FICO score...

Chapter 7 bankruptcy provides a pathway out of debt for individuals who fall under a certain financial threshold. Although some exceptions exist, a successful Chapter 7 filing will discharge most debts.  Learn more about the types of debt you can and cannot remove...