A breath test screens blood alcohol concentration (BAC) levels of motorists suspected of driving under the influence. Trained law enforcement administer the test. However, false test results can occur regardless of proper administration. Learn more about the various...
Like with other states, Iowa law prohibits individuals with blood alcohol concentrations above 0.08% from driving. Upon conviction, operating a vehicle while intoxicated may lead to many legal penalties. If you have a second OWI conviction, though, you are likely to...
In Iowa, you have the right to refuse a blood alcohol test, but if you do, you will lose your license for a year and will be ineligible for a temporary license for at least 90 days. It is also used against you in court. To avoid those consequences, you can decide to...
Debt can feel like a mountain on your shoulders, but you may worry that you will lose your home if you seek relief through bankruptcy. Fortunately, bankruptcy is not meant to be a punishment but instead an opportunity to start new. Part of that means allowing you to...
Even though your marriage is coming to an inevitable end, you and your soon-to-be ex-spouse may have decided to share custody of your kids. Co-parenting pursuant to a shared-custody arrangement is not always easy, however. Because minimizing conflict is good for your...
Divorce is one of the most significant events you will ever experience in your lifetime. Anxiety is high and made worse by not knowing what the consequences will be. Here are four common obstacles that you will want to prepare for if you are to manage the divorce...
If you face a conviction because of a drug-related charge, you may worry about the impact this allegation will have on your employment, even if it is for a relatively minor offense, like possessing marijuana. According to the Pew Research Center, in 2018, 4 out of 10...
You may not have heard about the so-called 341 meeting, but this is a stopping point on the road to a debt-free future. The 341 meeting is another name for the meeting of creditors. What should you expect when you walk through the door? 341 meeting basics If you file...
You have significant debt and you struggle to pay your bills each month. While you have considered a bankruptcy filing, you have concerns about the negative impact of bankruptcy on your credit score. In fact, sometimes bankruptcy may actually increase your FICO score...
Chapter 7 bankruptcy provides a pathway out of debt for individuals who fall under a certain financial threshold. Although some exceptions exist, a successful Chapter 7 filing will discharge most debts. Learn more about the types of debt you can and cannot remove...
